Sparkasse Krefeld, BaFin-Registration no. 100875
Place of incorporation:
Krefeld
Registered address:
Ostwall 155,
47798 Krefeld,
Germany
Principal Places of Business:
Our principal places of business are the City of
Krefeld, Kreis Viersen and the City of Geldern
Is our institution publicly listed on a stock exchange?
No
Chairman:
Lothar Birnbrich
Vice Chairman:
Jochem Dohmen
Volker Schramm
Vice Managing Directors:
Michael Buchmann
Stefan Felder
Harald Schulze
We engage in the following major activities or provide these services:
Savings, universal and regional bank; commercial,
private, mortgage and retail banking
Governing Laws:
Is our institution subject to laws and regulations
against money laundering and terrorist financing?
Yes
Our relevant laws and regulations are mainly:
EU-regulations Geldwäschegesetz (GWG)
Kreditwesengesetz (KWG)
Außenwirtschaftsgesetz (AWG)
Wertpapierhandelsgesetz (WPHG)
BaFin-Verlautbarungen
Regulatory Authority:
Is our institution subject to the supervision of any
regulatory authority?
Yes
Name of the authority:
Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin)
Graurheindorfer Str. 108
53117 Bonn
Germany
Does our institution have a written policy against money laundering and
terrorist financing?
Yes
Is the policy up to FATF standards?
Yes
Is the policy applicable to the headquarters, all branches and subsidiaries, including foreign branches and offices?
Yes
Does our institution employ agents to carry out some of the functions of our institutions and if so does our institution provide AML training to relevant agents which includes identification and reporting of transactions that must be reported to government authorities, examples of different forms money laundering involving our institution's products and services and internal policies to prevent money laundering?
No
We confirm that the policy and procedures have addressed to the following issues:
Verification of the true identity of customer and beneficial owner using reliable, independent sources of documents, data or information:
Yes
Retention of all relevant documents and information in respect of customer identity and transactions according to the regulatory authority requirements:
Yes
Mechanism to detect suspicious or abnormal transaction activities, and procedures for reporting them: YesStaff training program:
Yes
Independent audit and/ or compliance review function to test the adequacy of policy and procedures:
Yes
Operations:
Does our institution maintain any correspondent institution relationship or conduct business with any shell bank?
No
Does our institution allow direct use of the correspondent account by third parties (Payable-through Account)?
No
Does our institution have any anonymous accounts?
No
Does our institution update our customer profile on a regular basis?
Yes
Risk Management Details:
Are there a compliance office set up for and a compliance officer in charge of supervising and coordinating efforts against money laundering and terrorist financing as well as monitoring compliance?
Yes
Name and contact details of the Money Laundering Officer:
Sparkasse Krefeld
Katharina Scharpff
Ostwall 155
47798 Krefeld
Germany
Compliance Status:
Does our institution presently comply with laws and its internal policy against money laundering and terrorist financing?
Yes
Has our institution been involved in any regulatory or criminal enforcement actions resulting from violations of laws or regulations against money laundering and terrorist financing in the past 5 years?
No
Krefeld, 15th November
2023
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